We recommend that before you begin your house hunting, you begin the loan pre-approval process. Getting pre-approved requires that a lender verify your financial information, and it serves as their commitment to lend a specified amount based on that information. It will give you a number of advantages:
- First - When you do find a property, sellers will take your offer more seriously because you have a lender that is committed to backing your offer.
- Second - It does give the assurance that you're looking at homes you can confidently afford to finance. Your efforts will be focused on properties that match your purchasing ability.
- Third - You'll have a significant edge over the other buyers who aren't pre-approved. In situations where there are multiple offers on a property, this can be the difference between having your offer accepted or losing the property to another buyer.
We're eager to help you get pre-approved either through us or any other lender. If you're interested, we can begin immediately, just click here.
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